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				Essential Plans
	Cruise, Tour & Travel Protection is the premier travel insurance coverage! You not only get valuable trip insurance, you also get a comprehensive package of travel assistance services -  FREE 24-HOUR ASSISTANCE - Your "911" for travel emergencies All Travel Guard insureds will have access to our worldwide travel emergency services - a 24-hour "911" hotline. •  Livetravel - for last-minute or emergency travel changes •  Emergency medical assistance •  BagTrak -- lost baggage tracking •  Pre-trip health and safety advisories •  Live e-mail and phone messaging to family and friends •  Cash transfers With Cruise, Tour & Travel you're covered in the event of unforeseeable trip related expenses such as: • Trip cancellation, interruption and delay • Emergency medical treatment or evacuation • $25,000 Accidental Death and Dismemberment • Lost, stolen or damaged baggage or travel documents • Luggage delay    Additional insurance benefits available! Purchase your Cruise, Tour & Travel coverage within fifteen days of your initial trip deposit: • You'll receive coverage in the event of airline, cruise line or tour operator financial default. • We'll waive any pre-existing medical conditions that could eventually cause you to cancel or interrupt your trip. • We will also include a Change of Mind coverage which reimburses you up to $250 when you are charged a penalty for canceling your trip simply because you change your mind. No deductibles or copayments! Plus, all coverages are primary which means we pay claims before any of your other insurance plans. ProtectAssist® is an affordable alternative to our premier all-inclusive Cruise, Tour & Travel coverage with a comprehensive package of travel assistance services -  All Travel Guard insureds will have access to our worldwide travel emergency services - a 24-hour "911" hotline. •  Livetravel - for last-minute or emergency travel changes •  Emergency medical assistance •  BagTrak -- lost baggage tracking •  Pre-trip health and safety advisories •  Live e-mail and phone messaging to family and friends •  Cash transfers With ProtectAssist® you receive basic coverage in the event of unforeseeable trip related expenses such as: • Trip cancellation, interruption and delay • Emergency medical treatment or evacuation • Lost, stolen or damaged baggage or travel documents • Luggage delay     Additional insurance benefits available! Purchase your ProtectAssist® coverage within 15 days of your initial trip deposit: • We'll waive any pre-existing medical conditions that could eventually cause you to cancel or interrupt your trip. • You'll receive coverage for airline, cruise line or tour operator financial default. Pack 'N Go is essential travel insurance for your spur-of-the-moment travel. $ 1,000 Trip Interruption $ 500 Missed Connection $ 1,000 Travel Delay $ 1,000 Baggage & Travel Documents $ 200 Baggage Delay $ 25,000 Medical Expense $300,000 Emergency Medical Transportation TRAVEL GUARD® Assistance Livetravel Live Messaging Pre-trip Travel Advice Emergency Cash Transfer Bag Trak® Concierge Services Call Islands Under the Sun to Purchase Travel Guard Protection today